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Public Service Loan Forgiveness (PSLF) Frequently Asked Questions

ALERT: We are currently updating this site to include FAQs about the IDR Account Adjustment. For more information about the IDR Account Adjustment in the meantime, visit: https://studentaid.gov/announcements-events/idr-account-adjustment#frequently-asked-questions

On October 31, 2022, the Education Department closed the PSLF Waiver of certain PSLF program requirements to address long-standing issues with the program—but the Department has extended most of the benefits and protections of the waiver through another program called Income-Driven Repayment (IDR).

Note: The following FAQs were last updated on 3/28/2023.

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